Conventional Loans
The most flexible loan in the market.
Conventional loans are the most common type of mortgage in the U.S. They offer competitive rates, flexible terms, and down payments as low as 3% for qualified buyers. Through our wholesale lender network we shop dozens of conventional programs to find your best fit.
What it is
The basics of Conventional Loans.
Conventional loans are the most common type of mortgage in the U.S. They offer competitive rates, flexible terms, and down payments as low as 3% for qualified buyers. Through our wholesale lender network we shop dozens of conventional programs to find your best fit.
Rate snapshot
Rates change daily and depend on credit, loan size, property, and program. For a real quote tailored to you:
Call (732) 754-7474Or get a personalized quote in our 60-second form below.
Who it's for
Built for borrowers like these.
Buyers with 620+ credit
3% down first-time buyers
Move-up homeowners
Investment property buyers
How it works
From application to keys.
- 1
Get pre-qualified in 24–48 hours
- 2
We shop dozens of wholesale lenders for your rate
- 3
Lock your rate and submit your full application
- 4
Underwriting and clear-to-close
- 5
Closing day, keys in hand
Video
Watch: quick answers from our team.
The views expressed are the opinions of the speakers and are for general informational purposes only. They should not be construed as legal, tax or financial advice. Rates, terms and examples shown are for illustration only, are subject to change, and are not a commitment to lend. Subject to credit approval and underwriting.
FAQ
Frequently asked.
Disclosures
For information purposes only. This is not a commitment to lend or extend credit. Loan approval, rates, and terms are subject to credit qualification, collateral evaluation, and other underwriting requirements. Program availability varies by state. AMS Mortgage Services, Inc. NMLS #20843. Equal Housing Opportunity.