Down Payment Assistance
Don't let the down payment stop you.
We help buyers stack down payment assistance programs, state grants, NJHMFA, employer-assisted housing, and lender credits, to get into a home with little or no money out of pocket.
What it is
The basics of Down Payment Assistance.
We help buyers stack down payment assistance programs, state grants, NJHMFA, employer-assisted housing, and lender credits, to get into a home with little or no money out of pocket.
Rate snapshot
Rates change daily and depend on credit, loan size, property, and program. For a real quote tailored to you:
Call (732) 754-7474Or get a personalized quote in our 60-second form below.
Who it's for
Built for borrowers like these.
First-time NJ buyers
Teachers, nurses, first responders
Buyers in eligible target areas
Buyers with limited savings
How it works
From application to keys.
- 1
DPA eligibility screening (we know every NJ program)
- 2
Stack DPA + FHA/conventional first mortgage
- 3
Employer-assisted housing review
- 4
Close with thousands less out of pocket
- 5
Some programs are fully forgivable
Video
Watch: quick answers from our team.
The views expressed are the opinions of the speakers and are for general informational purposes only. They should not be construed as legal, tax or financial advice. Rates, terms and examples shown are for illustration only, are subject to change, and are not a commitment to lend. Subject to credit approval and underwriting.
FAQ
Frequently asked.
Disclosures
For information purposes only. This is not a commitment to lend or extend credit. Loan approval, rates, and terms are subject to credit qualification, collateral evaluation, and other underwriting requirements. Program availability varies by state. AMS Mortgage Services, Inc. NMLS #20843. Equal Housing Opportunity.