VA Loans
A thank-you from a grateful nation.
VA loans, backed by the Department of Veterans Affairs, are one of the most powerful loan products available, 0% down, no monthly mortgage insurance, and competitive rates. If you've served, this is the loan you've earned.
What it is
The basics of VA Loans.
VA loans, backed by the Department of Veterans Affairs, are one of the most powerful loan products available, 0% down, no monthly mortgage insurance, and competitive rates. If you've served, this is the loan you've earned.
Rate snapshot
Rates change daily and depend on credit, loan size, property, and program. For a real quote tailored to you:
Call (732) 754-7474Or get a personalized quote in our 60-second form below.
Who it's for
Built for borrowers like these.
Veterans
Active duty service members
National Guard / Reserves
Eligible surviving spouses
How it works
From application to keys.
- 1
Confirm Certificate of Eligibility (we help)
- 2
Pre-qualification with VA-specific guidelines
- 3
0% down purchase or VA Streamline refinance
- 4
VA appraisal and underwriting
- 5
Closing day
Video
Watch: quick answers from our team.
The views expressed are the opinions of the speakers and are for general informational purposes only. They should not be construed as legal, tax or financial advice. Rates, terms and examples shown are for illustration only, are subject to change, and are not a commitment to lend. Subject to credit approval and underwriting.
FAQ
Frequently asked.
Disclosures
For information purposes only. This is not a commitment to lend or extend credit. Loan approval, rates, and terms are subject to credit qualification, collateral evaluation, and other underwriting requirements. Program availability varies by state. AMS Mortgage Services, Inc. NMLS #20843. Equal Housing Opportunity.